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NRIs & people of Indian origin

Coming home to India

For NRIs, OCI holders and the Indian diaspora: OCI rules, what to carry, customs and gold limits, UPI with a foreign number, and how to move back for good.

Your checklist

  1. 1Check your OCIRenewed your passport? Update OCI within 3 months.
  2. 2Run the travel checklistDocuments, money, phone and customs.
  3. 3Know the customs limits₹75,000 duty-free and gold allowances under the 2026 rules.
  4. 4Pay like a localUPI works on international numbers in 12 countries.
  5. 5Moving back?RNOR, bank accounts, shipping, schools: the full plan.
  6. 6Pick a cityCompare 13 cities for returning families.

Guides

OCI cardOverseas Citizenship of India (OCI) explained: who qualifies, 2026 fees, how to apply, the passport-renewal r…NRI’s checklist for travelling to IndiaA practical checklist for NRIs and people of Indian origin visiting India: passport or OCI, e-Arrival Card ru…India customsIndia’s new Baggage Rules 2026 explained: duty-free allowances for residents, NRIs and foreign tourists, gold…Returning to India for goodA month-by-month checklist for NRIs moving back to India: schools, tax residence and RNOR, NRE/NRO/FCNR accou…RNOR statusHow India decides if you are a non-resident, RNOR or resident when you move back: the 182-day, 60 and 120-day…Your NRI bank accounts when you move backWhat happens to your NRE, NRO and FCNR deposits when you return to India for good, what an RFC account is, an…Transfer of ResidenceIndia’s 2026 Transfer of Residence rules: duty-free limits of ₹1.5, ₹3 and ₹7.5 lakh by time abroad, the 6-mo…Took another citizenship? Surrender, OCI and moving backIf you became a US, UK, Canadian or other citizen: why you must surrender your Indian passport, the surrender…Investing in India from abroadHow NRIs and OCI holders can invest in India: NRE and NRO accounts, the PIS route for shares, mutual funds (i…Buying property in India from abroadWho can buy property in India, what you can’t buy (agricultural land), how to pay, RERA checks, TDS when buyi…Money in IndiaHow to pay in India as a visitor: rupee cash, ATMs, cards, UPI One World for foreigners, NRI UPI, currency ex…SIM cards and eSIMs in IndiaHow tourists and NRIs get mobile data in India: airport SIM counters, documents needed, eSIM options, activat…Festivals of IndiaDates of India’s biggest festivals in 2026 and 2027 (Diwali, Holi, Durga Puja, Dussehra, Ganesh Chaturthi, On…Healthcare in India for expatsHow healthcare works in India for foreigners and returning NRIs: private hospitals, health insurance, pharmac…How to rent a home in IndiaHow renting works in India: 11-month leave and licence agreements, security deposits, brokers, rental agreeme…Cost of living in IndiaHow expensive is it to live in India? A city-by-city comparison of relative living costs and the biggest fact…

Where to go

Delhi

India’s capital packs Mughal tombs, Old Delhi bazaars, leafy Lutyens avenues and the country’s best food scene into one sprawling, energetic city.

Oct-Mar 2-3 days

Agra

Home of the Taj Mahal, and the red sandstone Agra Fort and the abandoned Mughal capital of Fatehpur Sikri nearby.

Oct-Mar 1-2 days

Jaipur

Rajasthan’s Pink City: hilltop Amber Fort, the honeycomb Hawa Mahal, royal palaces and India’s best bazaars for textiles, block prints and gems.

Oct-Mar 2-3 days

Udaipur

The City of Lakes: white palaces reflected in Lake Pichola, rooftop dinners and the most romantic sunsets in Rajasthan.

Sep-Mar 2-3 days

Jodhpur

The Blue City, ruled by Mehrangarh (one of India’s most impressive forts) towering over a maze of indigo houses.

Oct-Mar 1-2 days

Jaisalmer

A golden sandstone fort rising from the Thar Desert, with carved havelis, camel rides and nights under the stars.

Oct-Mar 2 days

Pushkar

A small holy town around a sacred lake, with one of the world’s few Brahma temples and the famous camel fair in autumn.

Oct-Mar 1-2 days

Ranthambore

One of the best places in the world to see a wild tiger: in dry forest strewn with ruins and a 10th-century fort.

Oct-May 2 days